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Heidi Dearinger Business Development Coordinator     |
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Laura Ledbetter Personal Risk Advisor Special Needs Coordinator |
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Jason Mayer Risk Manager |
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Todd Allison Employee Benefits Advisor |
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Personal Risk Advisor Takes To The Air
Our Personal Lines Vice President and Principal, Jeff Ogard, was recently interviewed on Sound Retirement Radio. Jeff addresses a variety of questions including:
His broadcast will air again on Saturday, September 17 at 8 a.m. on KITZ 1400 am. You can also click on the image below to go directly to Sound Retirement Radio and hear the interview.  |
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Insurance Deductibles
I receive this question concerning employee benefits on a very regular occurrence.
The deductible is the amount of medical expenses that the employee must pay each calendar year before insurance will begin benefit payments. Each employer has different coverage so there may be some up front benefits that are not subject to the deductible, however, for those benefits that are subject to the plans deductible the above rule is in effect. The deductible is based on a calendar year, not necessarily the benefit plan year, and resets each January 1. | ||||||||||||||||||||||||
