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| Heidi Dearinger Business Development Coordinator |
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Jenny Foster HR Manager Senior Employee Benefits Advisor |
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Jason Mayer Risk Manager |
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Laura Ledbetter Personal Risk Advisor Special Needs Coordinator |
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How Will You Be Remembered?
Today I had the honor of attending the memorial service of a friend of mine who lost her life to cancer at the young age of 47. When I received word of her passing last Friday my first thought was a wave of panic that I had just recently discarded her dear Christmas card that I had held on to for more than a month. While her card indicated that the cancer had found yet another place to invade her, I continued to feel hopeful because she had so valiantly fought her battle with cancer since 2005 and so often seemed to get ahead of it. All at once, an email told me she was gone, and while somehow understandable, it was still unexpected. There are just some people that the moment you meet them you think "now this is someone I want to know." Something about her touched my heart from the beginning, and while our relationship began as a simple business introduction, I felt comfortable hugging her by only our second meeting together. She was warm, she was professional, she was authentic. It was not long after I learned she had cancer, and I followed her journey from that point on, always asking her colleagues for updates even when I was out of touch with her for periods of time due to her health. Nearly all of us have been touched in some way by cancer. My friend's bravery both touched my heart and taught me much. She demonstrated courage beyond measure and a unique perserverance fueld by a positive attitude. As I drove to the church for her service today, the parking lot and the overflow parking areas were full. I parked a block away and walked alone in the rain, so pleased so see the crowd who turned out to remember her lifelong service to her career, her family, and her community. A key employee in her firm for 29 years and a dedicated Rotarian, she truly gave back to others in a natural and selfless way. My heart goes out to her family, her friends, and her co-workers who shared a much longer history with her than I. While I was honored to serve as her broker, I will ever be honored to have been her friend. While she leaves behind many loved ones, she also leaves behind a legacy that will live on for many years. What legacy will you leave behind? How will you be remembered? Please join me in sharing her time tested and absolutely amazing recipe for cut out cookies below. Trust me...they rock the house! May you be blessed by this treasured recipe, and as you pass it on, I thank you for passing along a small part of her giving spirit.
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Snow is Coming...Are You ready?
Threats (or promises...depending on how you look at it) are coming in that there is snow in the immediate forecast. Considering we’ve had a lot of high winds lately, some long lasting power outages, it is best to prepare for the worst. ![]() OK, some random really handy stuff that has helped me:
Go out there and get prepared! | |||||
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The Volunteer Protection Act
I am a Rotarian! I’m proud of the work we do in our community and internationally. I also serve on several non-profit boards and volunteer in many other areas. Being a risk manager, I’ve spent some time looking into what exactly I am personally exposed to if something went wrong in an area that I volunteer. What if I’m accused of improper decisions that cost additional hard earned money, what if someone was injured at an event I helped plan for? Many other questions ran through my mind. I found the following information VERY helpful and re-assuring. I also learned what to do to proactively protect myself individually and my family.
Overview of the Volunteer Protection Act The VPA protects volunteers against civil liability if:
Most importantly, the VPA does not protect the nonprofit organization from litigation; it only protects the volunteer. In other words, the organization may be liable for the negligent actions of the volunteer, even when the volunteer is immune from litigation under the VPA. Therefore, the burden of responsibility is on the organization to assure that its volunteers are acting in a lawful manner while carrying out the duties assigned to them by the nonprofit. Examples of the Scope of VPA
Consequences of VPA Though the act does encourage the public to volunteer without fear of litigation and assures that volunteer protection laws do not vary significantly from state to state, it also poses threats to you, the organization. With this added legal security, volunteers may take more risks while doing assigned jobs or take on responsibilities without proper training. Furthermore, they may not exercise the type of caution needed or become careless in their dealings with the populations the organization serves. The act may also deter organizations from enacting risk management programs to ensure that volunteers are properly trained, knowledgeable and prepared. Organization Liability Prevention To prevent excessive liability on your organization, you should do the following:
General liability insurance will protect an organization’s assets in the event of a lawsuit. In some cases, the VPA may also reduce the organization’s risk and, therefore, may reduce the insurance premium. There may be some liability policies available to you on a personal level as well. For more information, contact me to learn more about our cost-effective liability insurance solutions to protect against litigation as a result of volunteer actions. |
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