As Professional Risk Advisors, we at EHL believe in a strategic and purposeful approach in the development and implementation of your risk management and insurance program. For our personal insurance clients with more complex risk exposures, we utilize a four step process called Discovery, Design, Implement and Continue.

Discovery
During this initial phase, our Risk Advisors research every facet of the risks you face as an individual or a family.

Design
Following a comprehensive risk analysis, we couple it with what we learned in the Discovery Phase, and then work with our strategic partners to design strategies and solutions to address our client’s specific needs. The result is a reduction in their overall Total Cost of Risk. This strategy helps our clients look more attractive to the insurance marketplace, causing insurance companies to desire their business; leading to better product selection and reduced premiums.

Implement
Next, we implement the Risk Reduction System so we can proactively implement the strategies and solutions within their customized Risk Reduction Plan. It is at this point in the process that we enter into a formal business relationship.

Continue
In order for our approach to perform at its optimal level we only work with clients who are looking to establish a long term relationship with a trusted advisor. Our Continuation Process, which starts at Plan Implementation, is focused on Continuing Relationships rather than just renewing a policy.

One of the cornerstones of this process is our commitment to accountability. Prior to moving forward with the implementation of our clients Risk Reduction Plan we will establish a set of mutually agreed upon expectations for the coming year in the form of a Client Service Contract. At the end of the year we will follow up with a Stewardship Report that will serve as a report card as to how we fared relative to our commitments.

Then it’s back to the systematic cycle of Discover, Design, Implement and Continue to ensure we proactively keep pace with the unique needs you face as an individual and/or a family.