Antique autos, street rods, and exotic autos typically have a few things in common:
- Their value has appreciated
- They are rarely driven
- Their owners love them
People assume that more expensive vehicles cost more to insure, but given the care that collector car buffs provide for their cars, the cost to insure is actually less than autos that are regularly driven.
Collector car coverage typically:
- Provides coverage on an agreed value rather than actual cash value
- Have a small or no deductible
- Have low premiums
This is a specialty line of coverage that we provide for clients who insure all their autos and homes with us. It is vital that coverage for these vehicles be coordinated with coverage for the regular use autos and umbrella policies.
