Group Medical Insurance

montage for group medical insurance

Group Medical Insurance

When thinking about an employee benefits package for your business, medical insurance typically comes to mind. Medical insurance coverage for employees and their families is often at the core of an employer’s benefits package. However, many other types of insurance coverage and employee benefits are available. Sometimes those other benefits and coverages supplement an employer’s medical plan offering, while in other cases offering benefits other than medical coverage can serve as an entrance point for an organization to provide benefits as part of their overall, total compensation package. In any case, it’s commonly believed that the majority of employees look to their employer as their source for obtaining health insurance coverages.

Plan designs vary just as employee groups and their needs and preferences. When employers are deciding whether or not to offer a group insurance benefit of any sort, they should tailor their plan design to fit their employees and the employees’ families. In doing so, there are many considerations, including financial, workforce demographics, and the health of the group among other factors.

EHL’s Employee Benefits Advisors will consult with you to help you determine what considerations are most important when making your decisions and how your group’s requirements can be integrated into the design of your plan.

Among the different types of plans the EHL Employee Benefits Team can offer your group are:

  • Medical & Prescription
  • Dental
  • Vision
  • Group Life / Accidental Death & Dismemberment (AD&D)
  • Short-Term Disability (STD)
  • Long-Term Disability (LTD)
  • Enhanced Value (Voluntary/Employee-Paid) Benefits