Loss Control

EHL Insurance believes insuring the exposures you face is only part of the solution. In order to ensure we reduce your overall Total Cost of Risk, we work with our partners and clients to reduce exposure to hazards that can lead to losses to people, property, and the environment.

We build programs from the ground up, incorporating safety and loss-control into each one, and then assist our customers in implementing these plans, affording them improved profitability.

Risk Management Services

Our Risk Management Services team delivers innovative solutions that drive sustainable reductions in the total “Cost of Risk” our clients face. By bringing in new ideas and expert resources, our clients can leverage the talent within their own organizations.

With many of our clients experiencing significant reductions in losses, we’re confident in our unique approach and our ability to improve profitability for businesses in many industries. Using a systematic and purposeful approach, we ensure our clients have all the essential elements in place to control risk in all capacities –pre-loss, current-loss, and post-loss.

Our certified Risk Managers and strategic partners create success for our clients by tailoring systems to meet their specific needs by researching their business and gaining an understanding their priorities in order to develop practical solutions. By building on the business’ existing strengths, EHL develops, enhances, and implements systems to drive sustained reduction in the total cost of risk for the business.

We offer a broad range of consulting services impacting the businesses of our clients. Based on their needs, any of the following elements may be included as part of our service.

workers compensation photoLabor & Industries

Managing Your Workers’ Compensation Program

Dealing with Washington State’s Labor and Industry program can be time consuming, frustrating and costly. At EHL, we work with our clients to lower your administrative burden and cost in dealing with L&I Claims. Understanding state laws (WAC, RCW’s, case law, L&I policies), are critical to resolving your claims on a timely bases. Our Program focuses on “Pre-loss”, at “Time of Loss” and “Post Loss” management through a purposeful and strategic process. We help our clients develop and manage light duty Return to Work/ Kept on Salary programs. Key areas include:

 

  • Claims Management
  • Safety & Loss Control
  • Legal
  • Retrospective Rating

Claims Management

When you suffer a loss, we do much more than report the claim to your insurance carrier. Our Claims Department get involved immediately to manage your claim and minimize your burden of mitigating your expenses.

Our claims professionals will walk with you through the claim process – from first report to conclusion. We will follow your claim throughout the process and work as your liaison with the insurance carrier to ensure your claim is processed promptly, fairly, and efficiently.

EHL Provides:

  • Coverage Review
  • Loss Analysis
  • Claim Advocacy
  • Litigation Management
  • Subrogation Management and Recovery
  • Full Services on Claims with Large Deductibles or Self-Insured Retentions

EHL also offers after-hours assistance for claim emergencies. When you need emergency claim assistance in the evenings, weekends, or holidays, a claim professional is available to speak with you.

Human Resources Consulting

EHL works with you throughout the year to provide strategic solutions and value-added services to address the areas where you need help, reducing your administrative workload.

We provide tools and resources to help your business implement sound Human Resources practices, including:

 

  • Recruiting, Hiring, and Staffing Practices
  • New Employee Orientation and Onboarding
  • Employee Handbook Development, Review, and Implementation
  • Personnel Policies, Procedures, and Forms
  • Internal Compliance Audits, Organizational Risk Analysis, and Best Practices Recommendations
  • Employment Practices Review
  • Employment Law and Regulation Compliance

 

  • Employee Complaint, Claim, and Lawsuit Prevention
  • Training and Development Program Design and Management
  • Performance Management, Disciplinary Action, and Termination Procedures Workplace Investigations
  • Workers’ Compensation and Safety
  • Employee Relations, Employee Retention, and Turnover Reduction
  • Telephone and Online HR Support
  • Training & Seminars