Risk Assessment and Management graphic

5 core areas of business assessmentBusiness Insurance

EHL provides long-term strategic solutions that are much more than an insurance policy. Your plan addresses your Total Cost of Risk by applying value-added services to improve the effectiveness and efficiency of your business, ultimately improving your profitability.

Every business has its own unique risks some known and some unknown. In any case, all risks have associated costs.

As a client of EHL, we take you through our detailed process drawing from our five areas of expertise:

  • Risk Management
  • Human Resources Management
  • Labor & Industries
  • Claims Management
  • Insurance


We customize your plan to achieve two main goals:


First Goal

Enable you to more effectively manage, reduce, or eliminate your risk and the costs associated with running your business.


Second Goal

Make your company more attractive to the insurance marketplace.

Consulting Services

Beyond traditional insurance, we provide a wide variety of value-added services that will enable you to more effectively manage, reduce, or eliminate your risk and the costs associated with your business. As a result, your company becomes more attractive to the insurance marketplace, giving you more options. Examples include:

  • Account Manager Visits
  • Annual Risk Survey
  • Bonding Review Meetings
  • Business Continuation Planning
  • Business Interruption Evaluation
  • Certificates of Insurance Audits
  • Claims Management
  • Compliance Audits
  • Continuation Meetings
  • Contract Reviews
  • Educational Seminars
  • High Net Worth Protection Plan
  • Human Resources Consulting
  • Insurance-to-Value Audits
  • Labor & Industries
  • Motor Vehicle Reports/Records (MVR) Program
  • Public Education Budget Protection Program
  • Scheduled Strategy Meetings
  • Senior Management Visits & Reviews
  • Zywave® Programs & Resources


Our Business Insurance Products Include:
  • Bonding
  • Business Owners Package
  • Commercial Auto Insurance
  • Commercial Umbrella
  • Directors & Officers Liability
  • Earthquake Insurance
  • Employment Practices Liability
  • Flood Insurance
  • Garage Insurance
  • General Liability Insurance
  • Inland Marine
  • Pollution Insurance
  • Professional Liability Insurance
  • Property Insurance
  • Truckers Package
Our Trusted Partners Include:
  • Allied Insurance
  • American Hallmark
  • Berkley North Pacific
  • CBIC
  • Chubb
  • CNA
  • Foremost
  • The ILM Group
  • Liberty Mutual Insurance
  • Mutual of Enumclaw
  • Oregon Mutual
  • Pennsylvania Lumbermans
  • Philadelphia Insurance
  • Progressive
  • Travelers
  • Zurich
Some of the Industries We Serve Include:
  • Auto Services
  • Bonding
  • Contractors
  • Financial Institutions
  • Food & Beverage
  • Forest Products
  • Fuel Markets, including Biofuels
  • Golf Courses
  • Lumber Yards
  • Machine Shops
  • Manufacturing
  • Real Estate/Owners/Operators
  • Residential Home Builders
  • Restaurants
  • Retail
  • School Districts
  • Trucking
  • Wholesale

“Everyone says they deliver excellent customer service but your agency delivers. Your response to our service requests has been outstanding!”

“EHL’s Risk Management Seminars on Driver Safety have been excellent, and as a result our employees are more focused on safety. I would highly recommend your agency for businesses seeking the highest levels of professionalism, service and expertise.”

John Rosebeary

Treasurer, Viking Fence, Bremerton, WA

“EHL brings value to our company by helping in areas that the traditional insurance agent does not.”
Mike Rohlinger

Rohlinger Enterprises

“EHL differentiates itself by adding value. For example, EHL brought in a third party Labor and Industries consultant to evaluate if the refunds we receive from our retrospective program truly reflected our commitment to safety and best practices.”
Jo Ann Parsons

Accounting & HR Manager, Fairbank Construction Company, Bainbridge Island, WA

For more information about how we can help reduce your total cost of risk and impact your bottom line,

Call our Commercial Risk Advisors Toll-Free at (800) 929-1669